# 2026 Resource Guide: Medicaid Planning / Spend-Down

By [Sandwich](https://www.joinsandwich.com/author/sandwich) · March 6, 2026
Channel: [nb/medicaidplan](https://www.joinsandwich.com/nb/medicaidplan) · Category: [Legal & Estate Planning](https://www.joinsandwich.com/c/legal)

> Our comprehensive and updated guide to Medicaid Planning / Spend-Down resources for 2026, including costs, providers, and what's changed this year.

This guide is updated for 2026 with the latest information on Medicaid Planning / Spend-Down.

## What's New in 2026

Several important changes have taken effect this year that affect how families approach Medicaid Planning / Spend-Down. Make sure you're up to date.

## Cost Overview

Costs vary significantly by location and level of service. Here's what families are paying on average:

- Basic level: Varies by region
- Mid-range: Most common choice
- Premium: For those who want comprehensive coverage

## Finding Providers

Start with recommendations from your geriatric care manager or your parent's primary care physician. Online reviews help, but personal referrals are gold.

## Financial Assistance

Don't assume you can't afford it. Many programs offer sliding scale fees, and government programs may cover some costs.

## Questions to Ask

1. What's included in the cost?
2. What's the cancellation policy?
3. Are there hidden fees?
4. Can I get references from current clients?
5. What happens if my parent's needs change?

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Tags: resource guide, 2026, costs

Canonical: https://www.joinsandwich.com/nb/medicaidplan/2026-resource-guide-medicaid-planning-spend-down